What stands out: Scratchmania is a foreign operator without a Belgian licence. Seen in that light, this is mainly interesting if you already know the brand.
What Scratchmania is worth when you actually play: licence, payouts, support.
Scratchmania review
See the offerUpdated August 202621+Geen Belgische vergunningBancontact
Our verdict on Scratchmania
4.0/5
Licence2.5
Payouts4.1
Bonus terms4.4
Support4.0
Mobile4.4
Pros and cons of Scratchmania
✅ Pros
- More generous bonuses than Belgian law allows
- Often more payment options, e-wallets included
- Signup is usually faster
- Bigger game catalogue than Belgian licence holders
❌ Cons
- Disputes fall outside Belgian oversight
- Bancontact not always available
- No EPIS link: self-exclusion does not work here
What you need to know
Type
foreign operator
Oversight
Belgian Gaming Commission
Licence
no Belgian licence
Operator
—
Deposit limit
€200 per week (default)
Self-exclusion
EPIS
Tax on winnings
none for the player
Minimum age
21
Playing legally in Belgium
Scratchmania is not on the Gaming Commission's white list. The regulator's black list — over 900 addresses — names scratchmania.
Without a licence there is no EPIS and no mandatory weekly ceiling. A complaint cannot be filed here with the Gaming Commission. Decide your maximum in advance, because the law will not.
Opening and verifying an account
Opening an account varies little: correct personal details and an identity check ahead of the first payout. Have your identity card and a recent address document ready. If the name on your bank account differs, things stall.
The desk answers in English, and no Belgian body arbitrates a dispute. Archive what you receive about deposits and withdrawals; in a disagreement it comes down exclusively to those.
Scratchmania versus a licensed Belgian site
Belgian Gaming Commission oversight
no
EPIS self-exclusion
no
€200 weekly limit by default
no
Bancontact as a deposit method
not always
Complaint to the Belgian regulator
no
Winnings untaxed for the player
yes
What players report
BM
Bart M.
★★★★★ 2 months ago
★★★★★ 2 months ago
The dice games are simply more fun than the standard slots.
KD
Kevin D.
★★★☆☆ 2 months ago
★★★☆☆ 2 months ago
KYC took longer than promised, three days on a proof of address.
SV
Sophie V.
★★★★★ 2 months ago
★★★★★ 2 months ago
Bancontact deposit landed instantly, withdrawal took two banking days.
What the law imposes
The Belgian legislator approaches player protection more tightly than the Netherlands or France with effects you cannot route around. Every licence holder opens your account at €200 per week.
Through EPIS the Gaming Commission runs centralised exclusion: one registration excludes you at once from every licensed operator, online and on-site. Registering costs nothing. The age bar moved on 1 September 2024 from 18 to 21 for casino, hall and betting; only the National Lottery stays at 18. The check is automatic.
Frequently asked questions
- Can I play from 18?
From 21. The bar rose in September 2024, only the lottery stayed at 18. The rule applies online and on-site alike. This is not a guideline but a statutory limit.
- Is there a deposit limit?
€200 per week per site applies automatically; you need not request it. The ceiling counts per week, not per month. The limit applies per site, not across all sites.
- Does Scratchmania hold a Belgian licence?
No. Scratchmania holds no Belgian licence and appears on the Gaming Commission's black list. It takes two clicks to verify. The regulator keeps both lists current.
- Are winnings taxed?
Not for the player. Belgium taxes the operator, not the winner. Winnings stay outside personal income tax. At a foreign operator your tax position may differ.
- What should I watch in the bonus?
Always work the wagering through: 35x on a €50 bonus means €1,750 of turnover before a payout. The validity window is often shorter than you expect. Declining a bonus is always allowed.