Put the numbers side by side and: Scratchmania is a foreign operator without a Belgian licence. In short, this is a mid-table option with a few strong points.
Bancontact, Bancontact Pay and bank transfer — amounts, limits and timings.
Scratchmania — depositing with Bancontact
See the offerUpdated August 202621+Geen Belgische vergunningBancontact
Bancontact and the rest
Bancontact
дебетовая карта / приложение · min €5
Bancontact Pay
мобильное приложение, оплата по QR-коду или номеру телефона · min €5 · up to €2500 per day
Maestro
дебетовая карта
Visa / Mastercard
карта
Overschrijving / Virement
банковский перевод
Paysafecard
предоплаченный ваучер
How the money moves holds few surprises here: you deposit with Bancontact or Bancontact Pay, and what comes out lands on your account. The rename from Payconiq to Bancontact Pay dates from March 2026. Nearly every Belgian bank card handles Bancontact, and the minimum is as a rule €5.
Bancontact Pay limits to €1500 per operation and €2500 per 24 hours. The stake lands without delay; budget one to three working days on the bank side for the payout, regardless of how fast the operator approves.
What is asked at registration
Opening an account follows a fixed pattern: your details and a verification that precedes the payout. Expect an ID document plus proof of address. The bank account name and the player account name must match.
There is no Dutch or French guarantee, and no Belgian escalation path. Archive what you receive about deposits and withdrawals; without those documents a complaint leaves you empty-handed.
What you need to know
Type
foreign operator
Oversight
Belgian Gaming Commission
Licence
no Belgian licence
Operator
—
Self-exclusion
EPIS
Tax on winnings
none for the player
Deposit limit
€200 per week (default)
Minimum age
21
Weekly limit, age bar and exclusion
Belgium regulates player protection considerably more strictly than a few years ago and you notice it at signup. Every licensed site applies a default deposit limit of €200 per week.
The Gaming Commission keeps one central exclusion register in EPIS: one registration excludes you at once from every licensed operator, online and on-site. Reversing it is not immediate. The age bar moved on 1 September 2024 from 18 to 21 for casino, hall and betting; the National Lottery is the exception at 18. Without valid ID you do not get through.
Frequently asked questions
- Is there a deposit limit?
€200 per week per site applies automatically; you need not request it. The ceiling counts per week, not per month. The limit applies per site, not across all sites.
- Does Scratchmania hold a Belgian licence?
No. Scratchmania holds no Belgian licence and appears on the Gaming Commission's black list. It takes two clicks to verify. The regulator keeps both lists current.
- Can I play from 18?
From 21. The bar rose in September 2024, only the lottery stayed at 18. The rule applies online and on-site alike. This is not a guideline but a statutory limit.
- What should I watch in the bonus?
Always work the wagering through: 35x on a €50 bonus means €1,750 of turnover before a payout. The validity window is often shorter than you expect. Declining a bonus is always allowed.
- Are winnings taxed?
Not for the player. Belgium taxes the operator, not the winner. Winnings stay outside personal income tax. At a foreign operator your tax position may differ.