In short: Scratchmania is a foreign operator without a Belgian licence. Hence, this is suited to the cautious player.
Bonus, terms, Bancontact and payouts — Scratchmania seen from Belgium.
Scratchmania
See the offerUpdated August 202621+Geen Belgische vergunningBancontact
What Scratchmania offers
Scratchmania runs without a Belgian licence and so faces no statutory limit on the game offering: from classic slots to live game shows and crash. The price is losing EPIS, oversight and the weekly limit.
The Belgian format revolves around dice games: open The Pearl, Gold Mine, Mega Spinner, those titles barely exist outside Belgium, which explains the gap with an international casino.
Licence and oversight
Scratchmania is not on the Gaming Commission's white list. On the black list of more than 900 domains sits scratchmania as well.
Neither EPIS nor the statutory weekly limit applies here. Decide your maximum in advance, because the law will not.
How you pay
Bancontact
дебетовая карта / приложение · min €5
Bancontact Pay
мобильное приложение, оплата по QR-коду или номеру телефона · min €5 · up to €2500 per day
Maestro
дебетовая карта
Visa / Mastercard
карта
Overschrijving / Virement
банковский перевод
Paysafecard
предоплаченный ваучер
Belgian payment reality is simple: you deposit with the Bancontact card or the app, and the payout runs to your bank account. Bancontact Pay is the name the Payconiq app has carried since March 2026.
Reckon with €1500 per payment and €2500 per day at Bancontact Pay. Deposits land instantly; the way back usually costs one to three banking days, with the operator's own turnaround on top.
From signup to first payout
Registration looks similar at every operator: your real details plus a KYC check before any money leaves. An ID and something that evidences your address usually suffice.
Dutch or French is not guaranteed, and complaining to the Commission is not an option. Leave the transaction mails in your inbox; in a disagreement it comes down exclusively to those.
Scratchmania versus a licensed Belgian site
Belgian Gaming Commission oversight
no
EPIS self-exclusion
no
€200 weekly limit by default
no
Bancontact as a deposit method
not always
Complaint to the Belgian regulator
no
Winnings untaxed for the player
yes
What players report
EP
Elien P.
★★★★★ 2 months ago
★★★★★ 2 months ago
Lowering the weekly limit worked right away, which I appreciated.
NS
Nele S.
★★★★★ 2 months ago
★★★★★ 2 months ago
Support answered in Dutch within the hour.
KD
Kevin D.
★★★☆☆ 2 months ago
★★★☆☆ 2 months ago
KYC took longer than promised, three days on a proof of address.
Short answers to recurring questions
- Can I play from 18?
From 21. The bar rose in September 2024, only the lottery stayed at 18. The rule applies online and on-site alike. This is not a guideline but a statutory limit.
- Is there a deposit limit?
€200 per week per site applies automatically; you need not request it. The ceiling counts per week, not per month. The limit applies per site, not across all sites.
- Are winnings taxed?
Not for the player. Belgium taxes the operator, not the winner. Winnings stay outside personal income tax. At a foreign operator your tax position may differ.
- Does Scratchmania hold a Belgian licence?
No. Scratchmania holds no Belgian licence and appears on the Gaming Commission's black list. It takes two clicks to verify. The regulator keeps both lists current.
- Can I deposit with Bancontact at Scratchmania?
Bancontact is accepted almost everywhere for deposits, not for withdrawals. The deposit shows on your account immediately. Reckon on a minimum of around €5.